Last updated: July 18, 2024
You must be at least 18 years old to use this website or any of our related websites (collectively, the "Site"). Debt Solutions (dba of Digital Reach LLC), its parent companies, subsidiaries, and affiliates, and each of their respective officers, directors, members, owners, employees, agents, and representatives are expressly included in any reference to the "Site," "We," "Our," and/or "Us" herein. We take your privacy very seriously. Please read this Privacy Policy carefully as it contains important information about how and why we collect, store, use, and share your personal information when you use the Site. It also explains your rights regarding your personal information and how to contact us.
By accessing, using, or submitting information to the Site, you agree to this Privacy Policy and Our Terms.
We have collected personal information about consumers within the past twelve (12) months as indicated here:
| Categories of (PI) | We collect Yes / No | Categories of sources from which personal information is collected | Specific business or commercial purpose for which each category will be used | Retention duration |
|---|---|---|---|---|
| Identifiers (e.g., a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, or other similar identifiers), or information that identifies, relates to, describes, or is capable of being associated with a particular individual. | Yes | Directly from the consumer; Advertising networks; ISPs (Internet Service Providers); Data analytics providers; Government entities; Operating systems and platforms; Social networks; Data brokers; Other third parties: lead aggregators, lead buyers, advertisers, publishers. | Advertising and auditing compliance with this specification and other standards. Helping to ensure security and integrity. Debugging to identify and repair errors that impair existing intended functionality. Short-term transient use, provided that personal information is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction, including but not limited to contextual personalization of ads displayed as part of the same interaction. Performing services on behalf of the business or service provider, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytics services, or providing similar services on behalf of the business or service provider. Conducting internal research for technological development and demonstration. Conducting activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by the business and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by the business. | Retained indefinitely unless the consumer requests their information to be deleted. |
| Characteristics of protected classifications under California or federal law. | Yes | Directly from the consumer; Advertising networks; ISPs (Internet Service Providers); Data analytics providers; Government entities; Operating systems and platforms; Social networks; Data brokers; Other third parties: lead aggregators, lead buyers, advertisers, publishers. | Auditing related to counting ad impressions to unique visitors, verifying ad positioning and quality, and auditing compliance with this specification and other standards. Helping to ensure security and integrity. Debugging to identify and repair errors that impair existing intended functionality. Short-term transient use, provided that personal information is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction, including but not limited to contextual personalization of ads displayed as part of the same interaction. Performing services on behalf of the business or service provider, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytics services, or providing similar services on behalf of the business or service provider. Conducting internal research for technological development and demonstration. Conducting activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by the business and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by the business. | Retained indefinitely unless the consumer requests their information to be deleted. |
| Commercial information (e.g., records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies). | Yes | Directly from the consumer; Advertising networks; ISPs (Internet Service Providers); Data analytics providers; Government entities; Operating systems and platforms; Social networks; Data brokers; Other third parties: lead aggregators, lead buyers, advertisers, publishers. | Auditing related to counting ad impressions to unique visitors, verifying ad positioning and quality, and auditing compliance with this specification and other standards. Helping to ensure security and integrity. Debugging to identify and repair errors that impair existing intended functionality. Short-term transient use, provided that personal information is not disclosed to another third party and is not used to build a profile about a consumer or otherwise alter an individual consumer’s experience outside the current interaction, including but not limited to contextual personalization of ads displayed as part of the same interaction. Performing services on behalf of the business or service provider, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytics services, or providing similar services on behalf of the business or service provider. Conducting internal research for technological development and demonstration. Conducting activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by the business and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by the business. | Approximately 30 days. |
As outlined in the chart above, we collect the mentioned personal information directly from you through the website and your interactions with it, including any personal information you provide directly or indirectly.
Through the website: We collect any personal information you submit directly to the website, including if you expressed interest in the featured products and/or services on the site, and all personal information you submit through the site in connection with your request for information on the featured products and/or services. For example, along with your request, we collect any information entered through our web form (which may include, but is not limited to, your name, address, phone number, email address, etc.). To the extent you contact us through the website, we also collect the personal information you submit with your communication, including but not limited to your name and email address.